Terms of Use | MedicareLingo

Last Updated: May 2025

Welcome to MedicareLingo, operated by Legacy Insurance Group, LLC ("we," "us," or "our"). By accessing or using this website, you agree to be bound by the following Terms of Use. If you do not agree to these terms, please do not use this site.

1. Acceptance of Terms

Your use of the MedicareLingo website constitutes your agreement to these Terms of Use and our Privacy Policy. We reserve the right to update these terms at any time. Continued use of the site after any changes constitutes acceptance of the revised terms.

2. Nature of Information Provided

The information on this website is provided for general educational and informational purposes only. It does not constitute legal, medical, financial, or professional advice. MedicareLingo is an independent insurance agency — we are not affiliated with or endorsed by the U.S. government, Medicare, or the Centers for Medicare & Medicaid Services (CMS).

Insurance plan details, benefits, premiums, and availability are subject to change. Always verify plan specifics directly with the carrier or through Medicare.gov before enrolling.

3. Insurance Solicitation Disclosure

This website is a solicitation for insurance. Submitting your information on this site may result in contact from a licensed insurance agent. You are under no obligation to purchase any insurance product.

Michael Spignor (NPN: 17103463) is a licensed insurance agent in the states of AZ, CA, NV, TX, CO, NM, IL, and OR. Representation is limited to those states where properly licensed.

4. Communications Consent

By submitting a form on this website, you consent to be contacted by Legacy Insurance Group, LLC via phone, email, or SMS text message, including through automated dialing systems or pre-recorded messages, at the number and/or email you provided. This consent is not a condition of purchase. You may opt out at any time by replying STOP to any SMS or contacting us directly.

5. No Guarantee of Outcomes

We make no guarantees regarding plan availability, cost savings, coverage outcomes, or eligibility determinations. Insurance coverage is subject to underwriting approval, plan rules, and applicable law. Results vary by individual circumstances.

6. Third-Party Links

This website may contain links to third-party websites (such as Medicare.gov or PlanEnroll). These links are provided for convenience only. We do not control, endorse, or assume responsibility for the content or practices of any third-party sites.

7. Intellectual Property

All content on this website — including text, images, logos, and design — is the property of Legacy Insurance Group, LLC or its licensors and is protected by applicable copyright and trademark law. You may not reproduce, distribute, or use any content without prior written permission.

8. Limitation of Liability

To the fullest extent permitted by law, Legacy Insurance Group, LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information provided herein.

9. Governing Law

These Terms of Use are governed by the laws of the State of Arizona, without regard to its conflict of law principles. Any disputes arising under these terms shall be resolved in the courts of Maricopa County, Arizona.

10. Contact Us

If you have questions about these Terms of Use, please reach out:

  • Email: [email protected]
  • Phone: 623-248-7951
  • Hours: Monday–Sunday, 9AM–8PM AZ
  • Agency: Legacy Insurance Group, LLC · NPN: 17103463

© 2025 MedicareLingo · Legacy Insurance Group, LLC · NPN: 17103463 · AZ License: 1800015262

Licensed in AZ · CA · NV · TX · CO · NM · IL · OR

623-248-7951 · [email protected] · Mon–Sun 9AM–8PM AZ

Not affiliated with or endorsed by Medicare or any government agency. This is a solicitation for insurance.